Surprise Homes with FHA New Financing

Surprise Homes with FHA New Financing

Welcome to Surprise, a charming city located in Maricopa County, Arizona. Known for its vibrant community and beautiful desert landscapes, Surprise offers a perfect blend of urban amenities and natural beauty.

If you're considering purchasing a home in Surprise, you'll be pleased to know that FHA New Financing is available in this area. This type of financing can be a great option for first-time homebuyers or those with less-than-perfect credit, as it offers low down payment options and flexible credit requirements.

Surprise is a fantastic place to call home, with a variety of housing options to suit every lifestyle. Whether you're looking for a cozy condo, a spacious single-family home, or a luxurious estate, you're sure to find the perfect property in Surprise.

In addition to its real estate offerings, Surprise boasts a thriving arts and culture scene, top-rated schools, and plenty of outdoor recreational opportunities. From hiking and biking in the nearby White Tank Mountains to exploring the charming shops and restaurants in the city center, there's always something to see and do in Surprise.

If you're ready to make the move to this dynamic city, now is the perfect time to explore the real estate market in Surprise and find your dream home with FHA New Financing. Don't miss out on the opportunity to live in this wonderful community – start your search for a home in Surprise today!

Newest Surprise Homes with FHA New Financing

15946 W Port Royale Lane, Surprise
$520,000
4 Beds ⋅ 3 Baths ⋅ 7100027 MLS ⋅ 2,958 SqFt.
Located in the family-friendly Legacy Parc community in Surprise, AZ, this spacious two-story residence offers nearly 3,000 square feet of living space designed for comfort and modern utility. This gorgeous Capital Pacific Home features the ''Palmcroft/4029 floorplan, a 2,958 sq. ft. home featuring 4 bedrooms and 2.5 bathrooms, complete with a 3-car garage. Interior Features: Highlights include a stunning spiral staircase, neutral paint, and a mix of wood, laminate, and tile flooring. Kitchen: Equipped with a central island, white cabinetry, dual sinks, and an expansive walk-in pantry. Primary Suite: The massive master retreat includes French doors, a sitting room with a private balcony, his-and-her vanities, and a garden tub. Outdoor Living: The property features two covered back patios, a custom fire pit, and desert-inspired landscaping for easy maintenance. HOME WARRANTY INCLUDED WITH ACCEPTABLE OFFER!

15946 W Port Royale Lane, Surprise
25096 N 154th Lane, Surprise
$425,000
4 Beds ⋅ 2 Baths ⋅ 7099988 MLS ⋅ 1,697 SqFt.
Nearly New Living in Mason Ranch! Built in 2025, this beautifully appointed home sits on a desirable corner lot with no rear neighbors and open common area along one side. The bright, open floor plan features abundant natural light, 9-foot ceilings, and a stylish kitchen with white quartz countertops, stainless steel appliances, upgraded soft-close cabinetry, a center island with breakfast bar seating, and a walk-in pantry. The private primary suite offers dual executive-height vanities with porcelain tops, a glass-enclosed walk-in shower, and a walk-in closet. Three additional bedrooms provide flexibility for family, guests, or a home office. Enjoy tile flooring, LED lighting throughout, smart-home features, and a two-car garage. Outside, relax on the covered patio and enjoy the spacious, fully landscaped backyard with decorative rock, plants, trees, and smart irrigation.

25096 N 154th Lane, Surprise
13958 W Hatfield Road, Surprise
$800,000
4 Beds ⋅ 3 Baths ⋅ 7099967 MLS ⋅ 3,091 SqFt.
Resort-Style Living Meets Exceptional Indoor & Outdoor Entertaining! Welcome to this beautifully appointed single-story home in Surprise, where thoughtful upgrades, spacious living areas, and an incredible backyard retreat create the perfect Arizona lifestyle! Step inside to discover an inviting open-concept floor plan featuring neutral tile flooring, recessed lighting, and a spacious great room highlighted by a stunning floor-to-ceiling wood-accented fireplace, built-in entertainment center, and custom cabinetry. The beautifully designed kitchen is the heart of the home, showcasing an oversized quartz island with breakfast bar seating, stainless steel appliances, gas cooktop, pot filler over stove, decorative backsplash, abundant cabinetry, and stylish pendant lighting. The generous primary suite offers a relaxing retreat with a spacious bedroom and luxurious ensuite bath featuring dual vanities, a soaking tub, and an oversized walk-in shower. The backyard is the true showstopper! Step outside to your own private resort featuring a spectacular swimming pool with cascading waterfalls, dramatic fire bowls, and in-pool lounge seating. The impressive covered outdoor kitchen is an entertainer's dream, complete with built-in stainless steel grilling equipment, generous countertop space, and overhead lighting. Multiple covered patios, a custom pergola with comfortable seating surrounding a fire pit, and beautifully designed outdoor gathering areas create the ultimate setting for year-round Arizona entertaining. Additional highlights include leased solar panels, low-maintenance desert landscaping, an inviting courtyard-style entry, and a dedicated side yard with artificial turf. Whether you're hosting unforgettable poolside gatherings, enjoying a quiet evening around the fire, or simply relaxing in your own backyard paradise, this exceptional Surprise home delivers the lifestyle you've been dreaming of. Welcome Home!

13958 W Hatfield Road, Surprise
11310 W Loma Blanca Drive, Surprise
$335,000
3 Beds ⋅ 2 Baths ⋅ 7099913 MLS ⋅ 1,368 SqFt.
Turnkey single-level living in Surprise's Citrus Point! This 3-bedroom, 2-bathroom, 1,368 sq ft home features soaring ceilings and a 2026 interior refresh: fresh paint, luxury vinyl plank flooring, baseboards, and door trim. The open layout offers an eat-in kitchen and sizeable primary suite with walk-in closet and dual sinks. Major updates include: A/C and furnace replaced in 2018 with transferable warranty, 2023 water heater, and 2025 garage door. Enjoy a covered patio and low-maintenance turf backyard (2021) with no neighbors directly behind. Just down the street from the neighborhood park with basketball court and covered playground, and quick access to Bell Rd shopping, dining, gas stations, and the Loop 101/Loop 303!

11310 W Loma Blanca Drive, Surprise
17375 W Saguaro Vista Drive, Surprise
$579,640
4 Beds ⋅ 4 Baths ⋅ 7099880 MLS ⋅ 2,686 SqFt.
Nestled on a quiet street of single-level homes, this gorgeous Currant plan features a south-facing backyard and a cozy, low-traffic neighborhood of just 178 homes. Flexible layout with 10' ceilings, 4 bedrooms, a dedicated flex room, and 3.5 bathrooms--ideal for guests, hobbies, or a home office. The open great room is perfect for entertaining, flowing seamlessly into a gourmet kitchen with stainless steel Whirlpool appliances, a 36'' 5-burner gas cooktop, built-in oven with microwave above, and dishwasher. Large covered patio and a backyard large enough for a pool! - Home is under construction and will be completed by end of December! This is truly must-see home!

17375 W Saguaro Vista Drive, Surprise
17817 W Primrose Lane, Surprise
$395,000
3 Beds ⋅ 2 Baths ⋅ 7099875 MLS ⋅ 1,800 SqFt.
Welcome to Arizona Traditions! This well-cared-for 3-bedroom, 2-bath home offers comfortable living in a sought-after active adult community. Enjoy added peace of mind with a newer roof, A/C, and water heater. Whether you're looking for a full-time residence or a seasonal retreat, this home is a wonderful opportunity to enjoy the Arizona lifestyle with less worry about major system updates. Arizona Traditions offers an impressive array of amenities designed for an active and social lifestyle, including golf, swimming pools, spas, fitness facilities, sports courts, walking paths, and a variety of clubs, activities, and community events. With plenty of opportunities to stay active, meet neighbors, and enjoy the sunshine, there's something for everyone. Don't miss your chance to enjoy comfortable living and resort-style amenities in this welcoming community!

17817 W Primrose Lane, Surprise
17642 W Pershing Street, Surprise
$519,000
4 Beds ⋅ 2 Baths ⋅ 7099863 MLS ⋅ 2,526 SqFt.
Welcome to Sarah Ann Ranch in Surprise, AZ. this homes charm starts with a manicured landscape, 4 bedrooms, a 3-car garage, and a front porch. The inviting interior features abundant natural light, new paint, tall ceilings, a neutral palette, and new plush carpet & tile flooring t/out. With a separate family room, this home provides versatile spaces for gatherings. The impressive kitchen has built-in appliances, granite counters, recessed lighting, a walk-in pantry, ample wood cabinetry, a center island, and a cozy breakfast nook. Enter the double-door main bedroom to find an ensuite with dual sinks, separate tub/shower, a walk-in closet, and outdoor access. The tranquil backyard & covered patio, is the ideal spot to relax & enjoy. Minutes away from shopping, dining & sought after schools

17642 W Pershing Street, Surprise
18503 N Sunray Court, Surprise
$439,000
2 Beds ⋅ 2 Baths ⋅ 7099810 MLS ⋅ 2,035 SqFt.
THIS BRIGHT & WELCOMING VERBENA BOASTS PLANTATION SHUTTERS T/O, UPGRADED LIGHT FIXTURES & CEILING FANS, NEWER ROOF UNDERLAYMENT & HVAC, RECENTLY PAINTED EXTERIOR & INTERIOR,, KITCHEN FEATURES NEUTRAL CORIAN COUNTERS, STAINLESS APPLIANCES, THE EXTENDED GARAGE HAS BUILT IN CABINETS, WORK BENCH, & GOLF CART RAMP. THE OVERSIZED LOT IS COMPLIMENTED BY THE BEAUTIFUL LAND SCAPE!. THE CUL DE SAC LOCATION IS THE BEST SURPRISE OF ALL!! THIS IS THE FUNNEST NEIGHBORHOOD IN SUN CITY GRAND!! COME AND VISIT YOUR NEW HOME!!

18503 N Sunray Court, Surprise
15591 W Smoketree Drive, Surprise
$389,900
4 Beds ⋅ 2 Baths ⋅ 7099809 MLS ⋅ 1,697 SqFt.
You have arrived at the perfect 4 bedroom, 2 Bath, Great Room floorplan - the Easton. This home is for that someone who needs just a little bit more space. Step into the Easton floorplan with the special edition 10 ft ceilings, 42 inch upper White Shaker kitchen cabinets, an expansive kitchen island with beautiful granite countertops and 18x18 refreshingly clean ceramic tile. Whirlpool Stainless Steel kitchen appliances with GAS Range too! Modern Living! Each bath has been modernized with square sinks and light grey shower wall panels! ALL of our homes include SMART Home technology.

15591 W Smoketree Drive, Surprise
15254 W Granbury Court, Surprise
$409,000
2 Beds ⋅ 2 Baths ⋅ 7099628 MLS ⋅ 1,768 SqFt.
Live in The Grand Resort in Surprise! This popular Verde model is fully FURNISHED and Turn-key! Items replaced since 2021 include ROOF, AC, HEAT, Ext PAINT, Landscape watering system, WATER FEATURE pump. The open Kitchen has extended BREAKFAST BAR, plus a center island and Breakfast nook. The open Great Room has a formal Dining area and built in entertainment center. 2 bedrooms plus Den with doors which can be used as an Office or Guest Room. The back Patio features a tranquil WATER FEATURE for relaxation. Backs to common area with No neighbors behind! Garage is extended in length with Cabinets. Enjoy The Grand's Amenities including 4 Championship GOLF Courses, Indoor and Outdoor Pools, Hot tubs, Day Spa, Billiards room, fully equipped Tech Center, Pickleball, Bocce Ball, SEE SUPPLEMENT- Fitness Centers with group classes, creative Studios, Outdoor Trails, Restaurants, Bars, Outdoor Model Railroad Park, Softball Stadium and Veterans Monument to Thank all who Served! Located close to Surprise Sports Complex, Bell Rd, Loop 303, Costco and Prasada Amenities, Entertainment, Movie Theatres, Bowling, Golf Courses, Restaurants and Bars and fine Dining. Near Arrowhead Shopping, Peoria Sports Complex, P83 Restaurants and Entertainment. Minutes to WestGate Entertainment District, Desert Diamond Arena and State Farm Cardinals Football Stadium! About 40 minutes to Downtown Phoenix and Sky Harbor Airport. Be sure to view the 3D 360º Virtual Tour!

15254 W Granbury Court, Surprise
27201 N 147th Avenue, Surprise
$585,000
3 Beds ⋅ 2 Baths ⋅ 7099614 MLS ⋅ 1,489 SqFt.
HORSE PROPERTY AND A RIVER WASH RUNS THROUGH IT, HORSE TRAILS - MUST SEE. Large Custom Homes next door. Beautiful mountain views FENCED HORSE PROPERTY with Horse shade and plans for a barn with two stalls and hay loft. Builder will build barn for you or deliver full plans to new owner. Great neighbors great place for quads and toys just 30 minuets from Lake Pleasant. Additional Dwelling Units allowed on property. If you like the country this is your place. This is quality living with many features.

27201 N 147th Avenue, Surprise
13190 W Fargo Drive, Surprise
$419,900
4 Beds ⋅ 2 Baths ⋅ 7099552 MLS ⋅ 1,783 SqFt.
Updated Kitchen | Resort-Style Backyard | Full-Size RV Parking! One of the best values for a pool home in the neighborhood! This single-story 4 bed, 2 bath home offers 1,783 sq ft of inviting living space with 10 foot ceilings, an open floor plan and a beautifully updated kitchen. Step outside to your own private oasis featuring a sparkling pool, lush palm trees and low-maintenance turf, perfect for relaxing or entertaining year-round. The oversized 7,856 sq ft lot also features a full-size RV gate with a spacious side yard offering room to park your RV, boat or toys! A rare combination of an updated interior, incredible outdoor living and valuable RV storage at an exceptional price and the HOA does allow all RV's and toys to park on RV pads and exceed gate height.

13190 W Fargo Drive, Surprise
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